Step 1 of 4 — Institution
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Step 1 of 4

Your Institution

Tell us about your bank. This is used to verify your licence and configure your portal account.

Head Office Address
Yes, same address
No, different location
Step 2 of 4

Key Contacts

We need two contacts — the person who manages portal access, and the person who makes lending decisions.

Technical / Portal Admin
Who is this?
The person who sets up and manages your portal account. They receive login credentials and handle team access. Typically from your IT or digital banking team.
Mortgage Lead / Decision Maker
Who is this?
The senior person who reviews and signs off on mortgage offers. They receive application notifications and are responsible for credit decisions. Typically your Head of Mortgages or Chief Lending Officer.
Step 3 of 4

Buyer Markets

Select the buyer origin markets you want to receive applications from. You can update this at any time from your portal settings.

🇺🇸 United States
🇬🇧 United Kingdom
🇨🇦 Canada
🇦🇺 Australia
🇩🇪 Germany
🇫🇷 France
🇳🇱 Netherlands
🇮🇹 Italy
🇪🇸 Spain
🇸🇪 Sweden
🇨🇭 Switzerland
🇦🇪 UAE
🇸🇬 Singapore
All markets are selected by default. Deselect any you don't want to receive applications from. Iterra currently operates buyer origination in the US, UK, and Canada — additional markets will activate as Iterra expands.
Step 4 of 4

Review & Submit

Check your details below, then read and sign the partner agreement. Our team will review and respond within 2 business days.

🏦 Institution
Edit
Bank Name
Country
Licence No.
Regulator
HQ Address
Ops Address
Same as HQ
👤 Contacts
Edit
Tech Admin
Email
Mortgage Lead
Email
🌍 Buyer Markets
Edit
Partner Agreement

1. Partnership Scope

Iterra grants the bank access to its cross-border mortgage origination platform ("the Portal") to review pre-qualified buyer applications, submit mortgage offers, and manage deal flow in selected buyer origin markets.

2. Roles and Responsibilities

Iterra is responsible for buyer origination, pre-qualification, KYC/AML screening, document collection, and payment rail facilitation. The bank is responsible for independent underwriting, final credit decisions, and regulatory compliance in its jurisdiction.

3. FX and Collections

The bank submits FX rates at T-2 via the Portal. Iterra executes ACH collection from the buyer's home-country account at T and remits local currency to the bank at T+2. Iterra facilitates the payment rail and does not guarantee loan repayment or bear credit risk.

4. Fees

Iterra's transaction fee is deducted at close before funds are distributed. The bank retains 100% of interest income earned on funded mortgages. No upfront or platform fees apply.

5. Confidentiality

Both parties agree to treat all buyer data, deal information, and platform terms as confidential and not to disclose them to third parties without prior written consent.

6. Termination

Either party may terminate this agreement with 30 days written notice. Existing funded loans are not affected by termination.

7. Governing Law

This agreement is governed by the laws of England and Wales, unless otherwise agreed in writing between Iterra and the bank.
I have read and agree to Iterra's Partner Agreement and Terms of Service.
I confirm our institution is a licensed mortgage lender and authorise Iterra to use this information to configure and activate our portal account.

Application Submitted

Thank you. Your onboarding application has been received by Iterra's partnerships team. We'll review your details within 2 business days.

1
Review
Our team verifies your licence, regulatory standing, and submitted details.
2
Approval & Credentials
Once approved, your Technical Admin and Mortgage Lead both receive portal credentials by email.
3
First Login
You'll be prompted to set a new password and activate MFA. Every subsequent login requires authentication.
4
Go Live
Your selected buyer markets activate and qualified applications begin routing to your portal immediately.

You'll receive a confirmation email at the address provided. Check your spam folder if you don't see it within a few minutes.

Bank Portal

Sign in

Enter your credentials to access your application status or portal dashboard.

New bank partner? Apply to join Iterra

Application Status

Under Review

Your application is currently being reviewed by Iterra's partnerships team. We'll notify you as soon as a decision is made.

Submitted
Under Review
3
Approved
4
Portal Access
⏳ Under Review
Application received — review in progress
Our team is verifying your licence, regulatory standing, and submitted details. This typically takes 1–2 business days. You'll receive an email notification as soon as we have an update.
📋 Submission Reference
Reference
ITR-BANK-2026-0047
Submitted
Mar 14, 2026 · 10:42 AM
Bank
First Atlantic Bank
Status
Under Review

Questions? Email partnerships@owniterra.com with your reference number.

Application Status

You're Approved!

Congratulations. First Atlantic Bank has been approved as an Iterra bank partner. Set up your portal access to get started.

Submitted
Reviewed
Approved
4
Portal Access
✓ Approved
Welcome to Iterra, First Atlantic Bank
Your partnership has been approved and your corridors are configured. Set up your password and MFA to access your live portal and start receiving buyer applications.
Portal Setup

Set Up Your Access

Create your password and activate two-factor authentication. You'll need this every time you sign in.

Dashboard Overview
🔔
👤
First Atlantic Bank
Good morning, Sandra 👋
First Atlantic Bank · March 14, 2026
Pipeline Value
$2.4M
18 active applications
↑ 14% this month
Approval Rate
76%
Trailing 90 days
↑ 3 pts from last quarter
Monthly Collections
$184K
11 active mortgages
↑ 8% from last month
Avg Loan Size
$162K
Portfolio average
→ Stable
Recent Applications
BuyerApp IDDestinationLoan AmountStatus
Chidi OkaforITR-2026-0041Lekki, Lagos₦358,000,000Under Review
Ngozi AdeyemiITR-2026-0039Maitama, Abuja₦315,800,000Conditional
Emeka NwosuITR-2026-0037Victoria Island, Lagos₦472,960,000Approved
Kemi BalogunITR-2026-0035Asokoro, Abuja₦224,280,000Funded
Tunde FasholaITR-2026-0033Ikeja, Lagos₦356,480,000Pending Info
Adaeze MbachuITR-2026-0031Port Harcourt, Rivers₦428,320,000Approved
Segun AdelekeITR-2026-0029Abeokuta, Ogun₦211,320,000Rejected
Recent Activity
New application — Chidi Okafor, Lekki
2h ago
FX rate overdue — USD→NGN
4h ago
Conditional approval — Ngozi Adeyemi
Yesterday
Payment confirmed — Kemi Balogun, Mar
Yesterday
Application funded — Emeka Nwosu
2d ago
KYC docs requested — Tunde Fashola
2d ago
FX rate submitted — GBP→NGN: 2,014
3d ago
Offer submitted — Adaeze Mbachu, PH
3d ago
Payment confirmed — Rotimi Abiodun
4d ago
New application — Ifunanya Eze, Ikoyi
5d ago
Active Mortgages — Monthly Collections
BorrowerPropertyMonthly PaymentLast CollectedNext DueStatus
Kemi BalogunAsokoro, Abuja₦1.98MMar 11, 2026Apr 11, 2026Collected
Rotimi AbiodunVictoria Island, Lagos₦3.01MMar 11, 2026Apr 11, 2026Collected
Chioma OkekeLekki Phase 1, Lagos₦3.42MMar 10, 2026Apr 10, 2026Collected
Ifunanya EzeIkoyi, Lagos₦2.48MMar 10, 2026Apr 10, 2026In Transit
Biodun AdesanyaMaitama, Abuja₦2.85MMar 9, 2026Apr 9, 2026Collected
Applications
18 applications · Click any row to open the full review panel
App IDBuyerOriginDestinationProperty ValueLoan AmountLTVSubmittedStatus
ITR-2026-0041Chidi Okafor🇺🇸 United StatesLekki, Lagos₦447,500,000₦358,000,00080%Mar 12Under Review
ITR-2026-0039Ngozi Adeyemi🇬🇧 United KingdomMaitama, Abuja₦394,750,000₦315,800,00080%Mar 10Conditional
ITR-2026-0037Emeka Nwosu🇨🇦 CanadaVictoria Island, Lagos₦591,200,000₦472,960,00080%Mar 8Approved
ITR-2026-0035Kemi Balogun🇺🇸 United StatesAsokoro, Abuja₦280,350,000₦224,280,00080%Mar 5Funded
ITR-2026-0033Tunde Fashola🇬🇧 United KingdomIkeja, Lagos₦445,600,000₦356,480,00080%Feb 28Pending Info
ITR-2026-0031Adaeze Mbachu🇨🇦 CanadaPort Harcourt, Rivers₦535,400,000₦428,320,00080%Feb 25Approved
ITR-2026-0029Segun Adeleke🇺🇸 United StatesAbeokuta, Ogun₦264,150,000₦211,320,00080%Feb 22Rejected
ITR-2026-0027Amaka Obi🇬🇧 United KingdomWuse II, Abuja₦301,600,000₦241,280,00080%Feb 18Approved
ITR-2026-0025Biodun Adesanya🇨🇦 CanadaGRA, Enugu₦369,750,000₦295,800,00080%Feb 14Approved
ITR-2026-0023Rotimi Abiodun🇬🇧 United KingdomVictoria Island, Lagos₦483,500,000₦386,800,00080%Feb 10Funded
ITR-2026-0021Chioma Okeke🇨🇦 CanadaLekki Phase 1, Lagos₦538,250,000₦430,600,00080%Feb 5Approved
ITR-2026-0019Ifunanya Eze🇺🇸 United StatesIkoyi, Lagos₦311,400,000₦249,120,00080%Jan 28Approved
Monthly Collections
11 active mortgages · Click any borrower to view full payment history
Total Collected — Mar
₦27.84M
9 of 11 mortgages
In Transit
₦2.48M
1 mortgage · ACH pending
Missed / Overdue
₦3.62M
1 mortgage · Action required
Total Portfolio Value
₦4.23B
Outstanding loan balance
BorrowerPropertyCorridorRateMonthly PaymentOutstanding BalanceLast CollectedNext DueStatus
Kemi BalogunAsokoro, AbujaUSD→NGN22.5%₦1.98M₦201.47MMar 11, 2026Apr 11, 2026Collected
Rotimi AbiodunVictoria Island, LagosGBP→NGN21.0%₦3.01M₦338.14MMar 11, 2026Apr 11, 2026Collected
Chioma OkekeLekki Phase 1, LagosCAD→NGN22.0%₦3.42M₦369.24MMar 10, 2026Apr 10, 2026Collected
Ifunanya EzeIkoyi, LagosUSD→NGN21.5%₦2.48M₦224.18MFeb 10, 2026Apr 10, 2026In Transit
Biodun AdesanyaMaitama, AbujaCAD→NGN22.0%₦2.85M₦261.48MMar 9, 2026Apr 9, 2026Collected
Amaka ObiWuse II, AbujaGBP→NGN21.0%₦2.24M₦218.62MMar 8, 2026Apr 8, 2026Collected
Seun CokerLekki Phase 2, LagosUSD→NGN23.0%₦3.62M₦354.76MJan 15, 2026Mar 15, 2026 ⚠️Overdue
Ngozi AdeyemiMaitama, AbujaGBP→NGN21.5%₦2.94M₦284.51MMar 7, 2026Apr 7, 2026Collected
Emeka NwosuVictoria Island, LagosCAD→NGN22.0%₦4.12M₦418.73MMar 6, 2026Apr 6, 2026Collected
Tunde FasholaIkeja, LagosGBP→NGN21.0%₦3.18M₦314.62MMar 5, 2026Apr 5, 2026Collected
Adaeze MbachuPort Harcourt, RiversCAD→NGN22.0%₦3.76M₦382.44MMar 4, 2026Apr 4, 2026Collected
FX Rate Management
Submit your rates at T-2 · Iterra collects at T · Funds settle T+2
ℹ️ Rates must be submitted by 17:00 WAT — two business days before the settlement date. Missing the deadline may delay collections.
USD→NGN
United States → Nigeria
1,582.40
Last submitted rate
Due: Mar 16Settlement: Mar 18
⚠️ Submit Overdue — 2 days late
GBP→NGN
United Kingdom → Nigeria
2,014.75
Current submitted rate
Submitted: Mar 14Settlement: Mar 18
✓ Submitted · Next due Mar 18
CAD→NGN
Canada → Nigeria
1,162.30
Last submitted rate
Due: Mar 17Settlement: Mar 19
Due in 3 days
Submission History
DateCorridorRate SubmittedSubmitted BySettlement DateStatus
Mar 14, 2026GBP→NGN2,014.75Sandra LeiteMar 18, 2026Submitted
Mar 9, 2026CAD→NGN1,162.30Babatunde AdeyemiMar 13, 2026Settled
Mar 9, 2026GBP→NGN2,011.40Babatunde AdeyemiMar 13, 2026Settled
Mar 9, 2026USD→NGN1,578.20Sandra LeiteMar 13, 2026Settled
Secure Messaging
Case-linked communications with Iterra · All messages are encrypted and audit-logged
Conversations (5)
COMPLIANCE · ITR-2026-0033
Iterra Compliance2h ago
Please provide updated proof of address...
UNDERWRITING · ITR-2026-0041
Iterra PartnershipsYesterday
New buyer file ready for your review...
FX OPS · USD→NGN
Iterra FX DeskYesterday
Your USD→NGN rate submission is overdue...
UNDERWRITING · ITR-2026-0039
Emeka Okonkwo2d ago
Conditional approval issued. Awaiting...
COLLECTIONS · MAR 2026
Iterra Collections3d ago
March collections cycle confirmed...
KYC Docs Required
COMPLIANCE · ITR-2026-0033 · Tunde Fashola
Iterra Compliance · Mar 14, 09:15
Good morning. We're reviewing the application for Tunde Fashola (ITR-2026-0033) and require updated proof of address documentation. The current document appears to be over 90 days old. Please advise on the timeline for resubmission.
Emeka Okonkwo · Mar 14, 11:22
Understood. We've contacted the buyer directly and expect updated documents within 24 hours. Will update you once received.
Iterra Compliance · Mar 14, 11:45
Thank you. Once documents are received and verified, the application status will update to Active Review. You'll receive a notification when complete.
🔒 Messages are encrypted and retained for compliance audit
Compliance & Audit
Downloadable reports and full audit trail
📋
Q1 2026 Audit Package
Full audit-ready package for Q1. Applications, decisions, FX submissions, and collections.
🪪
KYC / AML Log
Complete KYC and AML screening results for all buyer applications received.
💱
FX Compliance Report
FX rate submissions, submission timestamps, and settlement records by corridor.
⚖️
Decision Trail
Full record of all approval, conditional, and rejection decisions with timestamps and actor IDs.
🏦
Payment Rail Report
ACH collection confirmations, settlement confirmations, and outstanding balance records.
📄
Partner Agreement
Signed partner agreement, effective date, and terms summary for First Atlantic Bank.
Audit Log
TimestampEventActorApplicationDetail
Mar 14, 2026 · 13:42LoginSandra LeitePortal access
Mar 14, 2026 · 11:22FX SubmitSandra LeiteGBP→NGNRate submitted: 2,014.75
Mar 12, 2026 · 15:45MessageSandra LeiteITR-2026-0033KYC requirements sent — Tunde Fashola
Mar 12, 2026 · 09:45FX SubmitBabatunde AdeyemiCAD→NGNRate submitted: 1,162.30
Mar 10, 2026 · 17:03DecisionEmeka OkonkwoITR-2026-0039Conditional approval — Ngozi Adeyemi
Mar 8, 2026 · 11:20DecisionEmeka OkonkwoITR-2026-0037Approval — Emeka Nwosu
Settings
Institution profile, team, notifications, and active corridors
ℹ️ Institution details and regulatory information are managed by Iterra. Contact your account manager to request changes.
Institution Details — Read Only
Portal Preferences — Editable
Lending Policy Parameters — Authorized Admin Only
⚠️ Changes to lending parameters require approval from your compliance officer and Iterra verification.
Team Members
NameRoleEmailLast Active
Sandra Leite
You
Admins.leite@firstatlantic.ngNow
Emeka Okonkwo
Underwritere.okonkwo@firstatlantic.ng1 day ago
Ngozi Eze
Compliancen.eze@firstatlantic.ng3 days ago
Babatunde Adeyemi
FX Opsb.adeyemi@firstatlantic.ng5 days ago
Notification Preferences
New Application Received
Alert when a buyer application is matched to your bank
FX Rate Due Reminder
48-hour reminder before FX submission deadline
FX Rate Overdue Alert
Immediate alert if FX rate is not submitted on time
Monthly Collection Confirmation
Confirmation when ACH collection is successfully executed
Missed Payment Alert
Alert when a borrower payment is overdue
New Message
Alert when Iterra sends a new message or compliance request
Active Corridors
USD → NGN
United States → Nigeria
GBP → NGN
United Kingdom → Nigeria
CAD → NGN
Canada → Nigeria
ℹ️ The Iterra API allows your core banking system to connect directly to the platform. API access is available to Premium bank partners. Contact your account manager to activate.
API Credentials
Available Endpoints
EndpointMethodDescriptionStatus
/applicationsGETRetrieve matched applications for your bankActive
/applications/:id/decisionPOSTSubmit approval, conditional, or rejectionActive
/fx-ratesPOSTSubmit FX rate for a corridorActive
/collectionsGETRetrieve active mortgages and payment statusActive
/webhooksPOSTRegister webhook URL for real-time eventsComing Soon
Webhook URL
Chidi Okafor
ITR-2026-0041 · Under Review
Submitted
Iterra KYC
Matched
Bank Review
5
Approved
6
Funded
Iterra Risk Assessment
Risk Band
A
Low Risk
Doc Completeness
5/5
All Submitted
FX Exposure
USD
Repaid in ₦
No exceptions flagged. Buyer has passed Iterra KYC, AML, and sanctions screening. Income consistency verified over 12 months.
Buyer Underwriting Pack — Verified by Iterra
Full Name
Chidi Okafor
Nationality
🇺🇸 American (Nigerian)
Country of Residence
Boston, MA — United States
Employment
Senior Engineer, Vertex Systems
Annual Income
$148,000
Credit Score
742
Debt-to-Income Ratio
28%
Source of Funds
Employment income & savings
Property Information — Title Verified by Your Bank at Close
Property Address
Lekki Phase 2, Lagos
Developer / Agent
Eko Atlantic Developers
Property Value (₦)
₦447,500,000
Loan Amount (₦)
₦358,000,000
LTV
80%
Location
Lekki, Lagos
📄 Property Title Deed
✓ Bank-Verified at ClosePending Bank Review
Title verification is your bank's responsibility at close. Iterra verifies the buyer — not the property.
Buyer Documents — Verified by Iterra
📄 Passport
Verified by Iterra
📄 Proof of Address
Verified by Iterra
📄 Bank Statements (6 months)
Verified by Iterra
📄 Employment Letter
Verified by Iterra
📄 OFAC / Sanctions Check
Clear
Property Documents — Your Bank's Responsibility
📄 Property Title Deed
✓ Bank-Verified at ClosePending Bank Review
The local mortgage bank verifies the property title before funds are released.
Submit Your Decision
Decisions are final and recorded in the audit log.
Kemi Balogun
Asokoro, Abuja · USD→NGN · ₦1.98M/month
Total Paid
₦23.76M
Months Paid
13
Remaining
218
Mortgage Details
Original Loan Amount
₦224,280,000
Interest Rate
22.5% p.a.
Tenure
20 years (240 months)
Disbursement Date
Mar 2025
Corridor
USD → NGN
Collection Method
Iterra ACH
Payment History
MonthAmountCollection DateMethodStatus
Mar 2026₦1.98MMar 11, 2026ACHCollected
Feb 2026₦1.98MFeb 11, 2026ACHCollected
Jan 2026₦1.98MJan 11, 2026ACHCollected
Dec 2025₦1.92MDec 11, 2025ACHCollected
Nov 2025₦1.92MNov 11, 2025ACHCollected
Oct 2025₦1.92MOct 11, 2025ACHCollected
All collections processed via Iterra ACH rails.
Done